My job begins when I get the information from you about what you need. Yes, it is a form, but it's fairly painless. Once I understand your needs, I can find the right mortgage for you. I am Beth B Grochowski NMLS# 139179 serving the greater Kalamazoo area. If you are ready to begin, click on the HomeLend USA button below. ↓

Can't I just go online? You could, but wouldn't you rather work with someone who works on your behalf to get you the best deal AND works local? Someone who is available to answer your questions for your unique needs?

• I work on your behalf
• I offer fast turn times
• I offer more loan options 
• I offer more lenders
• I keep your money local
• I live locally

[NMLS#139179] [This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. VanKal Capital Mortgage is a dba of HomeLend USA, NMLS#174787]

Beth B Grochowski [NMLS#139179] is an Independent broker, Senior Mortgage Originator. VanKal Capital Mortgage is a DBA of HomeLend USA, LLC NMLS#1747787.

I am known for my fast closings on your loan. I am committed to provide a lending experience focused around service and integrity.

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I am available to meet your needs. Don't hesitate to contact me with any questions you may have.